The debt planner that does it all: Upload bank statements for instant AI analysis, automatic transaction categorization, and personalized debt elimination strategies. 100% free, no credit card required.
AI Analysis
Auto Categorization
Save $15K+ Interest
100% Free
A debt planner is a comprehensive financial tool that helps you manage, organize, and eliminate your debts strategically. Our AI-powered debt planner goes beyond basic calculators by analyzing your complete financial picture, automatically categorizing transactions, and creating personalized elimination strategies tailored to your situation.
Upload bank statements (PDF, CSV, Excel) and our AI instantly identifies all debts, categorizes transactions, and analyzes your spending patterns.
The debt planner compares snowball, avalanche, and custom methods, showing exact interest savings and payoff timelines for each.
Get month-by-month payment schedules, track progress with visual charts, and adjust your strategy as your financial situation changes.
Our debt planner accepts bank statements in any format - PDF, CSV, Excel. AI automatically detects all your debts, credit cards, loans, and recurring payments.
Every transaction is automatically categorized into spending categories. See exactly where your money goes and identify savings opportunities.
The debt planner compares multiple payoff strategies simultaneously. See side-by-side comparisons of interest saved and time to debt freedom.
Track your debt elimination progress with interactive charts and timelines. Celebrate milestones and stay motivated on your journey.
"This debt planner changed my life. The AI analysis found $800/month I was wasting. Now I'm debt-free 3 years early!"
- Sarah M.
Saved $32,000 in interest
"The transaction categorization feature is amazing. I finally understand where my money goes. Best debt planner I've used!"
- Mike T.
Eliminated $45,000 in debt
"The debt planner's strategy comparison showed me avalanche would save me $18,000. Can't believe this is free!"
- Jennifer R.
24 months ahead of schedule
Yes, our debt planner is completely free to use. No trials, no credit card required, no hidden fees. We believe everyone deserves access to quality debt planning tools.
Our debt planner uses GPT-4 AI to analyze your bank statements, identify debts, categorize transactions, and create optimized payoff strategies based on your unique situation.
Absolutely. Our debt planner uses bank-level encryption and never stores your raw transaction data. We only save aggregated statistics to help you track progress.
Our debt planner combines AI analysis, automatic categorization, multiple strategy comparison, and visual progress tracking - all free. Plus, 50,000+ users trust us.
Yes! Export all your categorized transactions, debt details, and payoff schedules to CSV. Perfect for tax preparation or sharing with financial advisors.
Yes, our debt planner works with statements from any bank. Upload PDFs, CSVs, or Excel files from Chase, Bank of America, Wells Fargo, or any other institution.
Join 50,000+ people using our AI-powered debt planner to eliminate debt faster and save thousands in interest.