About Debt Planner
We believe financial education should be accessible to everyone. That’s why we created a completely free, educational debt planning calculator to help you explore different debt elimination strategies and understand your options.
Making Financial Education Accessible to All
Too many people struggle with debt because they lack access to educational tools that help them understand their options. Traditional financial advisors can be expensive, and many debt management services charge fees when you need your money most.
That’s why Debt Planner is 100% free. We believe everyone deserves access to educational financial calculators, regardless of their current financial situation. No hidden fees, no premium tiers, no credit card required.
Important: Debt Planner is an educational tool only. We are not licensed financial advisors, credit counselors, or debt management professionals. All calculations are for educational purposes. Please consult qualified financial professionals before making significant financial decisions.
Free Educational Tool Promise
Debt Planner will always remain free for all users. We’re committed to providing educational debt planning calculators without any cost barriers, helping millions understand their debt elimination options.
Educational Features at No Cost
Every educational tool you need to explore debt elimination strategies and understand your options, completely free
Educational Debt Analysis
AI-powered educational analysis of your debts with automatic categorization and strategy comparisons to help you understand different payoff approaches.
Strategy Comparison
Educational comparison of debt snowball, avalanche, and proportional payment methods with detailed timeline and interest calculations for learning purposes.
Privacy Protection
Your financial data is processed temporarily and never permanently stored. Complete privacy and security guaranteed.
Transaction Insights
Automatic categorization of bank transactions with detailed spending breakdowns and CSV export capabilities.
Educational Action Plans
Step-by-step educational guidance showing example payment schedules and timelines for each debt elimination strategy to help you understand the approaches.
Progress Tracking
Visual progress tracking with interactive charts and timelines to keep you motivated on your debt-free journey.
Our Core Values
Accessibility
Financial tools should be available to everyone, regardless of income or credit score.
Transparency
Clear, honest information about how our tools work and how your data is handled.
Empowerment
Giving you the knowledge and tools to make informed financial decisions independently.
Ready to Explore Your Debt Elimination Options?
Join thousands of people who have used Debt Planner to learn about debt elimination strategies. Our educational tools are completely free and always will be.